Introduction to Lending

The Lending module supports the functionality that involves the customer's loan products based on PBOC guidelines. This module provides various loan facilities, allowing banks to maintain the loans and classify them based on the risk levels as per PBOC guidelines. Using this module, banks are able to ensure the maintenance of the loan purpose codes, beneficiary industry and sub-industry codes, and loan product codes and sub-product codes for facilities and lending contracts.

Also, banks can link multiple agreements to a single limit, define agreement information like loan products allowed, purpose, benefits, industry, currency, begin date, end date, regulatory-related details, as additional information required under agreements.

Product Configurations

The following sample products are released as part of this module.