Temenos Transact
Updated On 06 November 2024 | Min(s) read

Introduction to Temenos Sweeping Foundation

Account Sweeping is an automated process that enables banks to transfer funds between two or more individual accounts or within a cash pool of accounts based on a pre-defined set of sweeping rules, optimising liquidity in both retail and corporate banking environments.

The Temenos Transact Sweeping Foundation offers a base package of functionality for retail and corporate users to define, setup and implement sweeping rules to:

  • Concentrate the balances for individual accounts or within a cash pool
  • Minimise the need for external financing through shared resources

Temenos Transact offers two licensing options that banks can subscribe to through the Temenos Marketplace to meet account sweeping requirements:

  • Retail Sweeping: a lightweight module that offers all functionality required for retail account sweeping.
  • Corporate Cash Pooling: a comprehensive module that offers the full set of account sweeping features for both retail and corporate cash pooling.

Read Retail Sweeping and Corporate Cash Pooling for more information about the features available.

Illustrating Model Parameters

The following parameter tables are available in Model Bank:

Parameters

Description

AC.SWEEP.TYPE

This parameter table is used to create rules for various sweep types. Multiple AC.SWEEP.TYPE records can be created with many rule combinations for each sweep type.

Illustrating Model Products

The module supports the below products:

Product Name

Features

Transactional Sweeping

  • Link one or more account balances to bring together into a concentrated account.
  • Setup sweep groups between individual accounts or a cash pool of accounts.
  • Supports the following sweep types:
    • Maintenance
    • Surplus
    • Two-Way
    • Cash Flow
  • Rule checks against account balances to determine sweep execution.
  • Run sweeps online or during COB, with the option to use overdraft limits.

Copyright © 2020- Temenos Headquarters SA

Published on :
Tuesday, September 2, 2025 5:40:30 PM IST